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Insurance for Blocks of Flats

We have been arranging insurance cover for blocks of flats for over 20 years and understand the special risks that are involved with flats.

Our Flats policy provides very wide coverage matched by extremely competitive premiums. This policy will be of interest to Managing Agents and also Resident Associations.

When you ask us to quote we will obtain terms from all the leading insurance companies, including: Axa, Deacons, Norwich Union, Royal & SunAlliance and Zurich.

As we are specialists we can usually obtain better terms from these companies than they would offer if you contacted them direct.


The policy is aimed at purpose built or professionally converted blocks.

What does it cover?

The policy provides comprehensive cover. We regard this as essential although very few flats have anything like the cover we offer. We include Accidental Damage to the buildings, outbuildings, garages and communal contents as part of the standard package.

Other Features included automatically


Property Owners Liability £2,000,000

Employers Liability £10,000,000

Contents of communal areas £5,000 (communal carpets are incl as part of the buildings cover)

Loss of metered water £5,000

Trace & Access cover £5,000

Loss of rent and alternative accommodation expenses

Accidental Damage to Underground Services and cables

24 hour glass replacement service

Instalment option


The following can also be arranged if required:


Breakdown/Inspection cover in respect of lifts within the block.

Directors' and Officers' Liability cover.


For a quotation Enter here

For more details of the cover provided Enter here