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Let Property Insurance Cover

Cover for damage caused by subsidence, ground heave or landslip excluding:

(a) Damage to yards, car parks, roads, pavements, walls, gates and fences unless the structure of the main building is also affected.

(b) Damage caused by or consisting of:

(i) the normal settlement or bedding down of new structures;

(ii) the settlement or movement of made-up ground;

(iii) coastal or river erosion;

(iv) defective design or workmanship or the use of defective materials;

(c) Damage which originated before the start of this cover.

(d) Damage resulting from;

(i) demolition, construction, structural alteration or repair of any property; or

(ii) groundworks or excavation;

at the same premises.

A condition of this cover is the insured must notify the Company immediately they become aware of any demolition, groundworks, excavation or construction being carried out on any adjoining site;

The company shall then have the right to vary the terms or cancel this cover.


See also General Conditions

This information is meant as a guide only. The policy you receive may vary depending on your individual circumstances.

Further restrictions and exclusions may apply when the property is unoccupied.

A specimen of the full policy wording is available on request.