Let Property Insurance Cover
Cover for damage caused by subsidence, ground heave or landslip excluding:
(a) Damage to yards, car parks, roads, pavements, walls, gates and fences unless the structure of the main building is also affected.
(b) Damage caused by or consisting of:
(i) the normal settlement or bedding down of new structures;
(ii) the settlement or movement of made-up ground;
(iii) coastal or river erosion;
(iv) defective design or workmanship or the use of defective materials;
(c) Damage which originated before the start of this cover.
(d) Damage resulting from;
(i) demolition, construction, structural alteration or repair of any property; or
(ii) groundworks or excavation;
at the same premises.
A condition of this cover is the insured must notify the Company immediately they become aware of any demolition, groundworks, excavation or construction being carried out on any adjoining site;
The company shall then have the right to vary the terms or cancel this cover.
This information is meant as a guide only. The policy you receive may vary depending on your individual circumstances.
Further restrictions and exclusions may apply when the property is unoccupied.
A specimen of the full policy wording is available on request.